Machinery breakdown insurance is an accident insurance on machinery. Thus, it covers unforeseen and sudden physical loss of or damage to your machinery, necessitating the repair or replacement whilst the machinery is;

• Working or at rest.
• Being dismantled, moved or re-erected for the purpose of cleaning, inspection, repair or installation in another position within the business premises.

Loss or damage covered under this insurance is mainly due to one of the following causes:

• Faulty design
• Tearing apart on account of centrifugal force
• Short circuit and other electrical cause
• Shortage of water in boilers
• Physical explosion