The purpose of this cover is to provide indemnity in the event of cessation of work following loss or damage by fire and/or any of the extraneous perils covered under the fire policy, in respect of the following;

• Loss of Gross Profit
• Payment of Standing Charges, which must be met despite cessation of work
• Additional or increase in working costs necessarily incurred to maintain or restore turn over (e.g. renting temporary premises, having work done elsewhere, overtime or extra labour and special advertising)
• Auditor’s fees